Establishing a custodial account can be a wise decision for parents who would liketo gift assets in order to help their children to save for future expenses and eventually become financially independent.
With my wife and I expecting our first child later this month, I’ve been thinking about how this will impact our family’s financial plan and what items we will need to address in the near future to ensure that our family is financially sec
Despite their best intentions individual investors often allow their emotions to cloud their judgment, which can derail their long-term investment goals.
Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available.
If your employer offers such a plan and you are not participating in it, you should be. Once you are participating in a plan, try to take full advantage of it.
Reviewing your credit history on a regular basis to ensure that the information is accurate, complete, and up to date is a very good financial habit to practice.
Now that we are in calendar year 2015 you may believe that it is too late to make a 2014 contribution to their IRA account. However, keep in mind that you can make 2014 contributions into either Traditional or Roth IRAs until April 15, 2015.
Global stock market volatility during the month of October rattled the confidence of many investors Stock market volatility and the temporary pullbacks in valuations that come with it are normal and should be expected by investors. Since March of 2009 the S&P has fallen more than 5% on fourteen different occasions.
I was at a dinner party recently, and I was talking with one of the guests there who asked what I did for a living. After explaining that I helped successful individuals make smart choices with their money, they proceed to complain to me how their adviser never reaches out to them and indicated that they had spoken in nearly two years.
Our philosophy is one that has evolved over time based on our experience in the market and changes to the delivery channels for investment advice. We follow the basic tenants of Modern Portfolio Theory which allow that a properly diversified portfolio of can reduce the risk and normalize the returns of an investment portfolio.